The amount of damage to the car was minimal, so it is unlikely anyone was injured!
Fact: The amount of damage to the vehicle is not directly related to the amount of injury. Location in the vehicle, position of the driver, age, previous accidents, genetics, body size, condition, health, and type of vehicles involved all contribute to whether there is injury. A small impact at even a low speed can cause disabling injury.
A lot of people in car accidents fake injuries to try to collect money!!
Fact: The time and hassle involved in such a ploy is so great, it is just not worth it for most people. These types of claims are limited usually to con artists and criminals. Before paying on a claim, rest assured the insurance company involved will investigate the claim to be sure it is legitimate. And the reason they pay the majority of them, is because they know the majority are legitimate claims.
If I don't have pain right away, I am probably fine!!
Fact: The injury from an auto accident can take weeks to months to become a symptom like headaches, neck or back pains. Some symptoms like stiffness from an injury may not show up for years. Whether you are injured or not is a question most people really cannot answer, because absence of pain or other symptoms now does not rule out injury. Symptoms are not a good indicator of the amount or severity of injury in many cases. And self-diagnosis is often inaccurate. Why? Because most patients are not medically trained to evaluate themselves.
The emergency room doctor released me so I must be fine.
Fact: Emergency room physicians do initial evaluations to ensure the patient is stable and has no serious immediate emergency like a broken bone or severe concussion, and regularly recommend follow up care. Most of the x-rays they take are to rule out broken bones and do not show soft tissue injuries well. These doctors are often overwhelmed (that is why you may have waited a long time??) and are there to rule out life threatening illness or injury, not to treat soft tissue injuries.
My insurance will go up if I see a doctor or bill my insurance.
Fact: Your insurance will only go up for an accident when you were at fault, and then only if you're insurance company decides to. If the accident was not your fault, or you bill your own medical payments portion of your policy, your rates cannot go up by law. These are called non-fault accidents. Even if the other party is not insured, and you file a claim against your own un-insured motorist's policy, your rates will not go up if it is not your fault. Rates are raised by driving points on your record, like tickets and accidents that you caused, or partially may have been at fault for.
All chiropractors are basically the same.
Fact: Hardly. Some specialize in different areas of expertise, and any injury that involves a car accident or a work injury is called a medical-legal case, where the rules of evidence apply. Seeing a doctor who does not understand the rules of evidence or how to document a medical legal case can be disastrous for any recovery or proving your case. In fact, one of the major areas of evidence is the doctor's records and documentation, and the initial form you fill out when you arrive at the office.
Children don't get hurt in car accidents that often because they are young and flexible.
Fact: Children get injured all the time in car accidents, and are thought to be fine because they don't complain a lot about it. Your child can easily be injured just like you, and should be checked for soft tissue injuries following an accident.